# dACP Layers

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### Asset Exchange Layer

The asset exchange functions as a logical black box: payments are provided as input, and either assets are delivered as output per agreement, or the transaction reverses. This layer abstracts away the complexity of escrow, settlement, and dispute resolution while ensuring that no party can obtain both the asset and the payment outside the agreed terms.

The asset exchange comprises two protocols, each optimized for distinct use cases:

#### Efficiency optimized: E-commerce module (formerly Boson Protocol)

The E-commerce Module is optimized for high-volume, everyday commerce involving offchain goods and services. It minimizes transaction costs by locking buyer funds in smart contracts for a defined term and assuming success unless a dispute is explicitly raised. Disputes are resolved mutually between buyer and seller or escalated to external resolvers in exceptional cases.

#### Security optimized: High-value module (formerly Fermion Protocol)

The High-Value Module enables secure fractionalization of high-value assets through FNFTs, democratizing access to previously exclusive asset classes such as luxury goods, real estate, and fine art. This fractionalization capability allows investors to gain diversified exposure to high-value RWAs through partial ownership, enhancing liquidity for traditionally illiquid asset classes while maintaining the security guarantees and verification systems required for valuable physical assets.

### Translation Layer

The translation layer consists of a Model Context Protocol Server, enabling AI agents to interpret and execute protocol operations seamlessly. It natively integrates with toolkits such as GOAT (Great Onchain Agent Toolkit), equipping agents with the tools to interact directly with commerce infrastructure. It acts as a semantic adapter between deterministic blockchain state and probabilistic AI reasoning, exposing standardized endpoints that present market data in formats intelligible to large language models and autonomous agents. This abstraction layer allows any AI framework to gain commerce capabilities with only a single integration.

### Interface Layer

The interface layer comprises dApps for human interaction, widgets and SDKs facilitating integration with external applications, and plug-ins designed specifically for use by AI LLMs and agents. This outermost layer creates a consistent experience across platforms and enables frictionless adoption for both human users and autonomous systems.

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